Toolbox

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Here you will find a collection of useful tools. These relate to the programme and can also be used separately.

Personal Development Record

Keep track of the progress you have made.

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Template Letters

Bespoke letters to send to your creditors

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Budgeting Tool

Prepare your Financial Statement and keep a record of your finances.

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Audio Bank

Listen to phone interviews, get some tips.

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Creditor List

Keep a record of all your creditors.

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Spending Tracker

Keep track of all your outgoings.

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Jargon Buster

Find out what those financial terms mean.

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Creditor Payment Calculator

Works out the pro rata payments you need to offer to your creditors

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Session 3.3.2: County Court proceedings (England & Wales)

Here is a run-down of what will happen if court action is taken against you:

You receive a County Court Claim Form Pack. It includes:

  • Admission Form
  • Defence Form
  • Acknowledgement of service
Click for Scottish version

Do not ignore the form-if you do not reply the creditor will ask the judge to enter “Judgement by default”.


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